EAT THE PIZZA.
KEEP THE BITCOIN.
Don't be the Pizza Guy. Get liquidity without the breakup. Keep your assets and unlock cash when you need it at any checkout.
See the numbers before you borrow
Enter an amount and get a full breakdown of collateral, yield, and liquidation risk, instantly.
"I'll pay 10,000 bitcoins for a couple of pizzas…"
— Laszlo Hanyecz, May 22, 2010
In 2010, Laszlo Hanyecz, a Hungarian developer made the first real-world Bitcoin purchase by paying 10,000 BTC for two pizzas. At the time, it was worth about $40. The transaction proved Bitcoin could be used as money, but it also became the most expensive lunch in history.
Two Papa John's pizzas
With Buydl, you don't have to choose between using crypto and holding it. Spend today. Keep exposure. Stay productive.
From on-chain assets to real-world payments
Yield covers cost
Your locked assets don’t sit idle. They stay productive inside Kamino vaults, earning yield while you borrow.
Buy now, sell on your terms
Buydl lets you spend without panic-selling in a red market. Repay when prices recover, not when expenses force your hand.
No credit checks
There’s no approval process, paperwork, or waiting period. Your on-chain assets are your credit. Hold collateral, borrow instantly and globally.
We sign transactions,
not blank checks
Verified contracts
You interact directly with verified Solana programs (Kamino). Verify the ID yourself.
No infinite approvals
We only ask for permission for this specific transaction amount.
UNDERSTANDING LIQUIDATION
Volatility is real. If your locked asset drops in price significantly (to the Liquidation Price), the protocol may auto-sell a portion to repay the loan. You can prevent this by adding more assets or repaying early.
Ready to spend crypto on real things?
Gift cards, mobile top-ups, flights, stays and more. Cryptorefills lets you spend crypto at thousands of brands worldwide. Just pick what you want and select Buydl at checkout.
500+ brands · 180+ countries and territories · Instant delivery
Questions? We've got answers
Simply repay the borrowed USDC plus any accrued interest via Kamino. Your collateral is released instantly to your wallet.
We recommend maintaining a low Loan-to-Value (LTV) ratio. You can add more collateral at any time to improve your health factor.
Currently we support SOL. Your assets can earn native staking rewards while locked as collateral.
We'll return the original amount to your wallet. Make sure to close the lending position directly on Kamino to release your collateral and stop accruing interest.